Page 128 - Shearings Europe - Enjoy the sights without the flights

Holiday Insurance No medical screening!
Our great-value insurance policy features:
A client holiday travel insurance scheme is available to eligible passengers
travelling on our holidays which is arranged by Wrightsure Services (Hampshire) • No maximum age limit • Same price for all ages
Limited and underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf
of Great Lakes Insurance SE (GLISE). Great Lakes Insurance SE is a German And includes:
insurance company with its headquarters at Königinstrasse 107, 80802 Munich. • COVID-19 cover • Cancellation cover
UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number
SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated • Cutting your trip short cover
by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by …plus much more!
the Prudential Regulation Authority (firm reference number 769884). Subject
to regulation by the Financial Conduct Authority and limited regulation by the * A change in health declaration may be required for travel outside the UK.
Prudential Regulation Authority. Details of the Temporary Permissions Regime,
which allows EEA-based firms to operate in the UK for a limited period while HEALTH CONDITIONS
seeking full authorisation, are available on the Financial Conduct Authority’s
website. ERGO Travel Insurance Services Ltd (ETI) is registered in England and We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS
Wales, company number 11091555. ERGO Travel Insurance Services Ltd is POLICY AND BETWEEN THAT TIME AND YOUR DEPARTURE:
authorised and regulated by the Financial Conduct Authority, register number a) You are aware of any medical condition or set of circumstances that could
805870 and registered office: 10 Fenchurch Avenue, London, EC3M 5BN. reasonably be expected to give rise to a claim (for example the state of health
Details about the extent of GLISE’s authorisation and regulation by the Prudential of a Close Relative, Business Associate or any person on whom Your travel
Regulation Authority, and regulation by the Financial Conduct Authority are plans depend).
available upon request. This insurance is available only to residents of the b) The Insured Person whose medical condition gives rise to a claim:

United Kingdom who purchase cover before they travel. Wrightsure Services

(Hampshire) Ltd is authorised and regulated by the Financial Conduct Authority i) Is receiving, or on a waiting list for, surgery, in-patient treatment or
(their registration number is 311394) and is permitted to advise on and arrange investigations in a hospital, clinic or nursing home.
general insurance contracts. You can check these details online using the Financial ii) Is travelling against any health requirements stipulated by the carrier, their

Services Register (accessible from https://register.fca.org.uk) or by contacting handling agents or other public transport provider.
the Financial Conduct Authority Consumer Helpline on 0800 1116768. Should ii) Is travelling against the advice of a Medical Practitioner or for the purpose of

you wish to take out this travel insurance please include the appropriate premium obtaining medical treatment abroad.
when booking your holiday.
iii) Has been given a terminal prognosis.
DEMANDS AND NEEDS
Please note: If you are on medication at the time of travel, Your medical
This insurance policy will suit the demands and needs of an individual or group condition(s) must be stable and well controlled.
(where applicable) who have no excluded medical condition(s), are travelling in
countries included within the policy terms and who wish to insure themselves If you are travelling outside of the UK You must notify the Change in Health
against unforeseen circumstances/events detailed in the cover section below. helpline immediately if a change in health occurs (including any change to
Subject to the terms, conditions and maximum specified sums insured. medication) between the date this policy is issued and your scheduled date of
departure.
IMPORTANT
SIGNIFICANT EXCLUSIONS RESIDENCY
We will not provide you with advice about the suitability of this product for your
individual needs but will be happy to provide you with factual information. If you or anyone else named on this policy has not been a resident in the UK
We summarise below the details of the insurance cover provided which also for the past 6-months this policy cannot cover you. In addition to the above the
includes 24-hour emergency service from Mayday Assistance Limited. The policy also contains the following main exclusions:
following is a brief summary of the cover available. Full details of cover and 3 Any costs of repatriation or evacuation as a result of You taking part in any
exclusions will be forwarded with your confirmation of booking. In any event you excluded Hazardous Activities and Sports including dangerous expeditions or
may ask for a specimen copy of the policy wording before booking should you from an area which is considered by Insurers to be a War Risk or Civil Hazard
wish to examine this in advance. area.
SUMMARY OF COVER 3 Loss of or damage to money and valuables whilst left unattended or in/from
PLEASE SEE THE POLICY WORDING FOR FULL DETAILS OF THE COVER, luggage in transit.
LIMITATIONS AND EXCESSES, A SPECIMEN COPY OF WHICH IS AVAILABLE 3 Loss of or damage to telecommunications and motor vehicle related
UPON REQUEST. equipment and accessories.
Cover Sum Insured (Per Person) Excess 3 Travel against the advice of the carrier, any other public transport provider,
Holidays 3 days duration or less Nil Excess. the Foreign Commonwealth & Development Office (FCDO) or the World
Cancellation Up to £5,000 Holidays 4 days duration and over £75 (£15 in Health Organisation (WHO).
respect of Loss of Deposit claims) 3 Any insurance event arising from You being the driver, rider or passenger of
Up to £30,000 Death and a quad bike, all-terrain vehicle or motorcycle when the insured person is not
wearing a crash helmet, whether legally required locally or not.
Personal corresponding Benefits £15,000.
Accident Death Benefit limited to £7,500 No Excess 3 Claims arising from any epidemic or pandemic as declared by the World
If aged 70/£1,000 if aged under 18 at Health Organisation. (This exclusion does not apply to Section 9).
time of travel Examples of these and other conditions and exclusions are contained within the
Medical Expenses policy wording, a specimen copy of which is
including
Repatriation (only available upon request. If after purchasing a policy from us should you find it
applicable to Up to £5,000,000 £75 does not meet your requirements you have 14 days from the date of issue or
travel outside of prior to travel, whichever is sooner, to cancel the policy and receive a full refund
the UK) of your premium.
Mugging Benefit £50 per 24 hours up to £500 Nil PROTECTING YOUR INFORMATION
UK Additional We will only use your personal details in line with our Privacy Notice. This can be
Travelling Expenses Up to £2,500 £75 found on our website or is available in hard copy format upon request and you
£10 per 24 hours up to £100 UK should read this carefully and contact us immediately if you have any queries.
Medical Your personal information includes all of the details you have given us to process
Confinement Benefit £15 per 24 hours up to £500 No Excess
Channel Islands & Europe your insurance policy (we will not ask for more information than is necessary).
Holidays 3 days duration or less Nil Excess. We may share your data with Third Parties for the provision and ongoing
Curtailment Up to £5,000 Holidays 4 days duration and over £75 (£15 in performance of your insurance policy. Your data may be transferred outside the
respect of Loss of Deposit claims) UK. All of the personal information you supply to us will be handled strictly in
Up to £1,500 in all. Single accordance with the applicable Data Protection regulations and legislation.
Article & Valuables Limit £400 Shearings Travel Limited is an appointed Representative of Wrightsure
Personal Property Personal Money Up to £500 (age Personal Property & Money £75 Services (Fareham) Limited who are authorised and regulated by the FCA (their
Including Money restrictions apply) Delayed Baggage – Excess 12 Hours registration number is 311394 which is permitted to advise on and arrange
Delayed Baggage (after 12 hours) Up general insurance contracts. You can check these details online using the Financial
to £200 Services Register (accessible from www.fca.org.uk) or by contacting the Financial
Loss of Passport Up to £500 No Excess Conduct Authority Consumer Helpline on 0800 111 6768.
Missed Departure Up to £200 UK & £800 Europe No Excess We do not charge fees for our insurance related services however we
and Wrightsure Services (Hampshire) Limited may receive some form of
Travel Delay up to £60 Travel Delay Excess = 12 hours renumeration in relation to the arrangement of insurance.
Travel Delay Cancellation (holiday abandonment) Holiday abandonment excess as
up to £5,000 per Cancellation If our chosen insurance provider, Wrightsure Services (Hampshire) Limited are
unable to offer you the travel insurance cover you require because you have
Personal Liability Up to £2,000,000 No Excess serious medical conditions, you may be able to get help by accessing the Money
Legal Expenses Up to £25,000 No Excess and Pensions Service travel directory or by calling 0800 138 7777 (lines are open
Covid-19 As per Cancellation & Medical Section As per Cancellation & Medical Section Monday to Friday, 8am to 6pm).
128 Give us a buzz! Flick to the back to find our number, or go online at shearings.com