Page 192 - Shearings Britain & Ireland

Holiday Insurance
Our Client Holiday Travel Insurance is available to eligible passengers travelling Health Conditions Exclusion
on our holidays which is arranged by Wrightsure Services (Hampshire) Limited ÐØ æÛÔßß áâç ÕØ ßÜÔÕßØ Ùâå ÖßÔÜàæ ÐÁ¾Ë¾ ºÍ ÍÁ¾ ÍÂƾ È¿ ͺÄÂÇÀ ÈÎÍ ÍÁÂÌ
in conjunction with All Seasons Underwriting Agencies Limited and underwritten ÉÈÅÂ¼Ò ºÇ½ »¾Íо¾Ç ÍÁºÍ ÍÂƾ ºÇ½ ÒÈÎË ½¾ÉºËÍÎ˾
by Lloyd’s Syndicate 4444, which is managed by Canopius Managing Agents
ÅÜàÜçØ× ËØÚÜæçØåØ× ÈėÖØ ¿ßââå »ÜæÛâãæÚÔçØ Åâá×âá ¾¼ Ç »Ê a) You are aware of any medical condition or set of circumstances that could
Registered in England and Wales No. 01514453. Authorised by the Prudential reasonably be expected to give rise to a claim.
ËØÚèßÔçÜâá ºèçÛâåÜçì Ôá× åØÚèßÔçØ× Õì çÛØ ¿ÜáÔáÖÜÔß ¼âá×èÖç ºèçÛâåÜçì Ôá× çÛØ Õ— Òâè
Éåè×ØáçÜÔß ËØÚèßÔçÜâá ºèçÛâåÜçì ¿Üåà ËØÙ ÍÛÜæ ÜáæèåÔáÖØ Üæ ÔéÔÜßÔÕßØ i) Are receiving, or on a waiting list for, surgery, in-patient treatment or
only to residents of the United Kingdom, Jersey, Guernsey & the Isle of Man investigations in a hospital, clinic, or nursing home.
who purchase cover before they travel. Wrightsure Services (Hampshire) Ltd is
ÔèçÛâåÜæØ× Ôá× åØÚèßÔçØ× Õì çÛØ ¿ÜáÔáÖÜÔß ¼âá×èÖç ºèçÛâåÜçì –çÛØÜå åØÚÜæçåÔçÜâá ii) Are travelling against any health requirements stipulated by the carrier, their
number is 311394) and is permitted to advise on and arrange general insurance handling agents or other public transport provider.
ÖâáçåÔÖçæ Òâè ÖÔá ÖÛØÖÞ çÛØæØ ×ØçÔÜßæ âáßÜáØ èæÜáÚ çÛØ ¿ÜáÔáÖÜÔß ÌØåéÜÖØæ ËØÚÜæçØå iii) Are travelling against the advice of a Medical Practitioner or for the purpose of
–ÔÖÖØææÜÕßØ Ùåâà Ûççãæ ˜˜åØÚÜæçØå ÙÖÔ âåÚ èޗ âå Õì ÖâáçÔÖçÜáÚ çÛØ ¿ÜáÔáÖÜÔß obtaining medical treatment abroad.
Conduct Authority Consumer Helpline on 0800 1116768. Should you wish to take iv) Have been given a terminal prognosis.
out this travel insurance please include the appropriate premium when booking ÉßØÔæØ áâçØ ÂÙ ìâè ÔåØ âá àØ×ÜÖÔçÜâá Ôç çÛØ çÜàØ âÙ çåÔéØß ìâèå àØ×ÜÖÔß
your holiday. condition(s) must be stable and well controlled.
Demands and needs
If you are travelling outside of the UK, you must notify the Change in Health
This insurance policy will suit the demands and needs of an individual or group helpline immediately if a change in health occurs (including any change to
(where applicable) who have no excluded medical condition(s), are travelling in medication) between the date this policy is issued and your scheduled date of
countries included within the policy terms and who wish to insure themselves departure.
ÔÚÔÜáæç èáÙâåØæØØá ÖÜåÖèàæçÔáÖØæ˜ØéØáçæ ×ØçÔÜßØ× Üá çÛØ ÖâéØå æØÖçÜâá ÕØßâê Changes in health and other circumstances
ÌèÕÝØÖç çâ çÛØ çØåàæ Öâá×ÜçÜâáæ Ôá× àÔëÜàèà æãØÖÜĕØ× æèàæ ÜáæèåØ×
If You are travelling outside of the United Kingdom, You must notify the Change
Important in Health helpline immediately if a change in health occurs (including any change
We summarise below the details of the insurance cover provided which also to medication) between the date this Policy is issued and Your scheduled date of
includes 24-hour emergency service from Mayday Assistance Limited. The departure. We may reassess Your cover and premiums when We are told about
ÙâßßâêÜáÚ Üæ Ô æèààÔåì âÙ çÛØ ÖâéØå ÔéÔÜßÔÕßØ ¿èßß ×ØçÔÜßæ âÙ ÖâéØå Ôá× ØëÖßèæÜâáæ changes in Your circumstances. If You do not tell Us about a change in Your
êÜßß ÕØ ÙâåêÔå×Ø× êÜçÛ ìâèå ÖâáĕåàÔçÜâá âÙ ÕââÞÜáÚ Âá Ôáì ØéØáç ìâè àÔì ÔæÞ circumstances, the wrong terms may be quoted, a claim might be rejected or
for a specimen copy of the policy wording before booking should you wish to payment could be reduced. In some circumstances Your Policy might be invalid.
examine this in advance. SÜÚáÜĕÖÔáç ØëÖßèæÜâáæ
Summary of cover 1. No cover is provided if the person(s) to be insured are not resident in the
United Kingdom, Jersey, Guernsey & Isle of Man.
PLEASE SEE THE POLICY WORDING FOR FULL DETAILS OF THE COVER,
ÅÂÆÂͺÍÂÈÇÌ ºÇ½ ¾Ñ¼¾ÌÌ¾Ì º Ìɾ¼ÂÆ¾Ç ¼ÈÉÒ È¿ ÐÁ¼Á ÂÌ ºÏºÂź»Å¾ 2. Trips of more than 31 days duration, unless otherwise agreed.
UPON REQUEST. 3. Disinclination to travel.
Cover Sum Insured (Per Person) Excess 4. Examples of other exclusions and the policy terms and conditions are
Cancellation or Curtailment Charges contained within the policy wording, a specimen copy of which is available upon
Nil under 3 days duration, åØäèØæç ÂÙ ÛÔéÜáÚ ãèåÖÛÔæØ× Ô ãâßÜÖì Ùåâà èæ ìâè æèÕæØäèØáçßì ĕá× çÛØ ãâßÜÖì
United Kingdom Up to £5,000 UK does not meet your needs & requirements you have 14 days from the date of
4 days & over £30
Nil under 3 days duration, issue or prior to travel, whichever is sooner, to cancel the policy and receive a full
Europe Up to £10,000 Europe refund of your premium.
4 days & over £75
£75 (if GHIC held) £250 No GHIC Protecting your information
Emergency Medical, Repatriation and Other Up to £5,000,000 (excluding repatriation expenses)
Expenses We will only use your personal details in line with our Privacy Notice. This can be
£350 Aged 90 to 95 found on our website or is available in hard copy format upon request and you
Including Dental Treatment Up to £250 £75 should read this carefully and contact us immediately if you have any queries.
Funeral Expenses Up to £5,000 £75 Your personal information includes all the details you have given us to process
UK Trip Limit £2,500 £30 your insurance policy (we will not ask for more information than is necessary).
ÁâæãÜçÔß ¼âáĕáØàØáç »ØáØĕç We may share your data with Third Parties for the provision and ongoing
United Kingdom £10 per 24 hours up to £100 Nil performance of your insurance policy. Your data may be transferred outside
Europe £15 per 24 hours up to £500 Nil the UK. All the personal information you supply to us will be handled strictly in
Personal Accident accordance with the applicable Data Protection regulations and legislation.
Item 1 – Accidental Death (over 18) £15,000 Nil Our earnings
Item 1 – Accidental Death (Under 18) £1,000 Nil We may, at our discretion, charge fees to cover our administration costs.
Item 1 – Accidental Death (71 & over) £7,500 Nil Additionally, we and Wrightsure Services (Hampshire) Limited receive a
Item 2 – Loss of Limb(s) or Loss of Sight £15,000 Nil commission from Insurers which is a percentage of the premium which you
Item 3 – Permanent Total Disablement £15,000 Nil are charged.
Travel delay £20 per 12 hours delay up to £60 Nil Terms and conditions apply
Abandonment after full 12 hours delay As per Cancellation Section As per Cancellation Section ÅØÚØå ÁâßÜ×Ôìæ ÅÜàÜçØ× ç˜Ôæ ÌÛØÔåÜáÚæ Üæ Ôá ÔããâÜáçØ× ËØãåØæØáçÔçÜéØ âÙ
Missed Departure Up to £200 UK & £800 Europe Nil Wrightsure Services(Hampshire) Ltd who are authorised and regulated by the
»ÔÚÚÔÚØ Up to £1,500 £50 ¿¼º –çÛØÜå åØÚÜæçåÔçÜâá áèàÕØå Üæ — Ôá× êÛÜÖÛ Üæ ãØåàÜççØ× çâ Ô×éÜæØ âá
and arrange general insurance contracts. You can check these details online
Single Article/Pair/Set Limit £400 £50
èæÜáÚ çÛØ ¿ÜáÔáÖÜÔß ÌØåéÜÖØæ ËØÚÜæçØå –ÔÖÖØææÜÕßØ Ùåâà Ûççãæ ˜˜êêê ÙÖÔ âåÚ èޘ—
Total Valuables Limit £400 £50 âå Õì ÖâáçÔÖçÜáÚ çÛØ ¿ÜáÔáÖÜÔß ¼âá×èÖç ºèçÛâåÜçì ¼âáæèàØå ÁØßãßÜáØ
Spectacles/Sunglasses Limit £250 £50 on 0800 111 6768.
½ØßÔìØ× »ÔÚÚÔÚØ –ÆÜáÜàèà ½ØßÔì âÙ Ûâèåæ— £50 per 12 hours up to £200 Nil
Personal Money, Passport and Documents Up to £500 Nil
Personal Liability Up to £2,000,000 Nil
Legal Assistance and Expenses Up to £25,000 £250
£50 for each full 24 hours spent
ÆèÚÚÜáÚ »ØáØĕç Nil
in hospital up to £500

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