Page 129 - ShearingsEU-2025-2026

Holiday Insurance No medical screening!
Our great-value insurance policy features:
• No maximum age limit • Same price for all ages
A client holiday travel insurance scheme is available to eligible passengers
travelling on our holidays which is arranged by Wrightsure Services (Hampshire) And includes:
Limited and underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf
of Great Lakes Insurance SE (GLISE). Great Lakes Insurance SE is a German • COVID-19 cover • Cancellation cover
insurance company with its headquarters at Königinstrasse 107, 80802 Munich. • Cutting your trip short cover
UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number
SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated …plus much more!
by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by * A change in health declaration may be required for travel outside the UK.
the Prudential Regulation Authority (firm reference number 769884). Subject
to regulation by the Financial Conduct Authority and limited regulation by the
Prudential Regulation Authority. Details of the Temporary Permissions Regime, HEALTH CONDITIONS
which allows EEA-based firms to operate in the UK for a limited period while We shall not be liable for claims WHERE AT THE TIME OF TAKING OUT THIS
seeking full authorisation, are available on the Financial Conduct Authority’s POLICY AND BETWEEN THAT TIME AND YOUR DEPARTURE:
website. ERGO Travel Insurance Services Ltd (ETI) is registered in England and
Wales, company number 11091555. ERGO Travel Insurance Services Ltd is a) You are aware of any medical condition or set of circumstances that could
authorised and regulated by the Financial Conduct Authority, register number reasonably be expected to give rise to a claim (for example the state of health
805870 and registered office: 10 Fenchurch Avenue, London, EC3M 5BN. of a Close Relative, Business Associate or any person on whom Your travel
Details about the extent of GLISE’s authorisation and regulation by the Prudential plans depend).
Regulation Authority, and regulation by the Financial Conduct Authority are b) The Insured Person whose medical condition gives rise to a claim:

available upon request. This insurance is available only to residents of the i) Is receiving, or on a waiting list for, surgery, in-patient treatment or

United Kingdom who purchase cover before they travel. Wrightsure Services investigations in a hospital, clinic or nursing home.
(Hampshire) Ltd is authorised and regulated by the Financial Conduct Authority

(their registration number is 311394) and is permitted to advise on and arrange ii) Is travelling against any health requirements stipulated by the carrier, their
general insurance contracts. You can check these details online using the Financial handling agents or other public transport provider.
Services Register (accessible from https://register.fca.org.uk) or by contacting ii) Is travelling against the advice of a Medical Practitioner or for the purpose of

the Financial Conduct Authority Consumer Helpline on 0800 1116768. Should obtaining medical treatment abroad.
you wish to take out this travel insurance please include the appropriate premium iii) Has been given a terminal prognosis.
when booking your holiday.
Please note: If you are on medication at the time of travel, Your medical
DEMANDS AND NEEDS
condition(s) must be stable and well controlled.
This insurance policy will suit the demands and needs of an individual or group If you are travelling outside of the UK You must notify the Change in Health
(where applicable) who have no excluded medical condition(s), are travelling in helpline immediately if a change in health occurs (including any change to
countries included within the policy terms and who wish to insure themselves medication) between the date this policy is issued and your scheduled date of
against unforeseen circumstances/events detailed in the cover section below. departure.
Subject to the terms, conditions and maximum specified sums insured.
SIGNIFICANT EXCLUSIONS RESIDENCY
IMPORTANT
If you or anyone else named on this policy has not been a resident in the UK
We will not provide you with advice about the suitability of this product for your for the past 6-months this policy cannot cover you. In addition to the above the
individual needs but will be happy to provide you with factual information. policy also contains the following main exclusions:
We summarise below the details of the insurance cover provided which also
includes 24-hour emergency service from Mayday Assistance Limited. The 3 Any costs of repatriation or evacuation as a result of You taking part in any
following is a brief summary of the cover available. Full details of cover and excluded Hazardous Activities and Sports including dangerous expeditions or
exclusions will be forwarded with your confirmation of booking. In any event you from an area which is considered by Insurers to be a War Risk or Civil Hazard
may ask for a specimen copy of the policy wording before booking should you area.
wish to examine this in advance. 3 Loss of or damage to money and valuables whilst left unattended or in/from
SUMMARY OF COVER luggage in transit.
PLEASE SEE THE POLICY WORDING FOR FULL DETAILS OF THE COVER, 3 Loss of or damage to telecommunications and motor vehicle related
LIMITATIONS AND EXCESSES, A SPECIMEN COPY OF WHICH IS AVAILABLE equipment and accessories.
UPON REQUEST. 3 Travel against the advice of the carrier, any other public transport provider,
the Foreign Commonwealth & Development Office (FCDO) or the World
Cover Sum Insured (Per Person) Excess Health Organisation (WHO).
Holidays 3 days duration or less Nil Excess. 3 Any insurance event arising from You being the driver, rider or passenger of
Cancellation Up to £5,000 Holidays 4 days duration and over £75 (£15 in a quad bike, all-terrain vehicle or motorcycle when the insured person is not
respect of Loss of Deposit claims) wearing a crash helmet, whether legally required locally or not.
Up to £30,000 Death and 3 Claims arising from any epidemic or pandemic as declared by the World
corresponding Benefits £15,000.
Personal Health Organisation. (This exclusion does not apply to Section 9).
Accident Death Benefit limited to £7,500 No Excess
If aged 70/£1,000 if aged under 18 at Examples of these and other conditions and exclusions are contained within the
time of travel policy wording, a specimen copy of which is
Medical Expenses available upon request. If after purchasing a policy from us should you find it
including does not meet your requirements you have 14 days from the date of issue or
Repatriation (only prior to travel, whichever is sooner, to cancel the policy and receive a full refund
applicable to Up to £5,000,000 £75 of your premium.
travel outside of PROTECTING YOUR INFORMATION
the UK)
Mugging Benefit £50 per 24 hours up to £500 Nil We will only use your personal details in line with our Privacy Notice. This can be
UK Additional Up to £2,500 £75 found on our website or is available in hard copy format upon request and you
Travelling Expenses should read this carefully and contact us immediately if you have any queries.
£10 per 24 hours up to £100 UK Your personal information includes all of the details you have given us to process
Medical your insurance policy (we will not ask for more information than is necessary).
Confinement Benefit £15 per 24 hours up to £500 No Excess We may share your data with Third Parties for the provision and ongoing
Channel Islands & Europe performance of your insurance policy. Your data may be transferred outside the
Holidays 3 days duration or less Nil Excess. UK. All of the personal information you supply to us will be handled strictly in
Curtailment Up to £5,000 Holidays 4 days duration and over £75 (£15 in accordance with the applicable Data Protection regulations and legislation.
respect of Loss of Deposit claims) Shearings Travel Limited is an appointed Representative of Wrightsure
Up to £1,500 in all. Single Services (Fareham) Limited who are authorised and regulated by the FCA (their
Article & Valuables Limit £400 registration number is 311394 which is permitted to advise on and arrange
Personal Property Personal Money Up to £500 (age Personal Property & Money £75 general insurance contracts. You can check these details online using the Financial
Including Money restrictions apply) Delayed Baggage – Excess 12 Hours Services Register (accessible from www.fca.org.uk) or by contacting the Financial
Delayed Baggage (after 12 hours) Up Conduct Authority Consumer Helpline on 0800 111 6768.
to £200
Loss of Passport Up to £500 No Excess We do not charge fees for our insurance related services however we
and Wrightsure Services (Hampshire) Limited may receive some form of
Missed Departure Up to £200 UK & £800 Europe No Excess renumeration in relation to the arrangement of insurance.
Travel Delay up to £60 Travel Delay Excess = 12 hours If our chosen insurance provider, Wrightsure Services (Hampshire) Limited are
Travel Delay Cancellation (holiday abandonment) Holiday abandonment excess as unable to offer you the travel insurance cover you require because you have
up to £5,000 per Cancellation serious medical conditions, you may be able to get help by accessing the Money
Personal Liability Up to £2,000,000 No Excess and Pensions Service travel directory or by calling 0800 138 7777 (lines are open
Legal Expenses Up to £25,000 No Excess Monday to Friday, 8am to 6pm).
Covid-19 As per Cancellation & Medical Section As per Cancellation & Medical Section
The hassle is taken away with our hand-on-heart promise 129